There is nothing that we Americans love more than being told what we can and cannot do, where we have to buy things and what we can buy. Or, maybe I have us confused with someone else. I am still seething! My health insurance carrier has decided it can save money by forcing me to buy my scripts from them by mail order.
Personally, I don’t have anything against mail order pharmacies, but I do take exception to being told that this is what I HAVE to do, or the insurance company will not pay. Well, I understand that some of the medications I am on are pretty expensive, but it is a situation where the insurance company wants me to front the money for a 3 month supply of my medication (Plavix is one of them) and they will fill the script and mail it to me.
But wait a minute! Buying prescriptions in 90 day supplies is cheaper isn’t it? Why, yes it is! However, when you are struggling to pay for all your medicines (I take 13 different drugs a day) it becomes impossible to pony up for 90 day supplies all of a sudden. Last week, when I found that the insurance company had ceased to cover my prescriptions and the total amount due for the few that I was getting refilled was over $500, I had to cancel the prescription refills.
Not only am I having to do without drugs designed to help keep me alive, but against all logic, I still have to pay for my prescription coverage as a part of my health insurance plan. I feel as though my insurance company is stealing money from me. In fact, it has the smell of some sort of extortion racket from where I sit.
In addition to everything else, I don’t have access to a pharmacist like I would if I were dealing locally, and I am also forced to give this outfit a credit card number for them to charge my medicines to when they send them. This at a time when credit is tightening up all over the country. Would they have me die from not getting my medicine if my credit card was declined?
Well, we are doing everything we can to get all of our meds changed to the ones on the discount list at Wal-mart. That pisses me off too, I am being forced to change my pharmacy because my insurance company is trying to control my life. People, this is where we are headed in this country with nationalized health care. The government is going to be telling us what we can have, where we can get it, and when it is available.
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